Property Management – Juster Development

December 23, 2025

Results

  • Delivered a 10.35% reduction in program cost by segregating CAT/non-CAT properties and higher/lower liability loss locations.
  • Insured properties to appropriate Total Insured Value Coverage levels, added missing liability exposures, and ensured adequate coverage.
  • Presented a variety of risk retention/transfer options for client flexibility.

Client situation

  • Juster Development was carrying full TIV Coverage and $17MM in Liability Coverage with a single carrier when FSIS was engaged.

How we did it / Approach

  • Adjusted TIV to reflect current replacement cost estimates.
  • Analyzed outcomes of boosting AOP deductible for premium savings and advised client.
  • Engaged additional property markets anticipating non-renewal for wind peril.
  • Reviewed loss limit program based on RMS wind modeling.
  • Segregated CAT/non-CAT properties and higher/lower loss locations.
  • Implemented loss control measures, added coverage for employee benefits liability, errors and omissions, and parking lot exposure.